Terms of Release

Wes Marrick cleared the unpayable debt. Then the rate he escaped at started to collapse behind him. Four percent a week, compounding, on four hundred thousand people who will never clear it. Wes got out — his sister's bond paid, twenty-nine thousand county in his coat, converted at four hundred to the Mark. Now everyone still inside has done the same arithmetic, and four thousand of them have filed to lock that rate before it falls. The company that has to pay them holds twenty-four million in claims and thirty-seven days of money. So Wes starts buying. Not bile this time. The company. The price is nine million county. He has twenty-nine thousand, a thirteen-year-old sister who keeps the books, and a statute from the Year 11 that nobody has read in forty years. That the rate of interest upon such contracts shall not exceed four in the hundred weekly. Shall not exceed. For forty years, nobody read it as a ceiling. Book Two of Copper Rat. An economic LitRPG about debt, leverage and ownership. If you want arbitrage instead of boss fights, contracts instead of stat blocks, and a protagonist who has never won a fight in his life, this is the series.